Who We Are

David E. Scott, CFP®

 Video bio

Background

  • Professional Accountant working in public and private accounting from 1988 to 2005
  • Financial Advisor 2005 to present

Memberships & Community Activities

  • In 2023 David was recognized as one of LPL’s top financial advisors by being named to the LPL Freedom Club ranked in the top 9% of the 22,000+ advisors nationwide (ranking at 12-19-23 #2054).
  • In 2024 David was named to the LPL Ambassador Council as one of 60 members selected from among more than 22,000+ LPL advisors and institution leaders nationwide. The LPL Ambassador Council vision is to deepen relationships with a diverse cross-section of highly dedicated financial professionals. In bringing together these earnest, respected individuals, LPL creates a well-informed, extended advocate community. The Ambassador Council program provides a formal opportunity for advisors and institution leaders to stay closely connected to LPL’s strategic roadmap and key executives, and to share their experience, feedback, and support with peers by affiliation type.
  • Elected to Sault Area School Board 2009 - 2014
  • Rotarian 2003 - 2014 (President 2010-2011)

Education, Certifications, and Securities Registrations

  • BA Accounting, University of Alaska Anchorage May 1988
  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
  • Accredited Asset Management Specialist Certification (AAMS)
  • Registered Principal With LPL Financial
  • Series 24, Series 7, Series 63, Series 66 Registered (Registrations held with LPL Financial)

Personal

I grew up in Anchorage, Alaska, and my wife Cindy (Flynn) and I have been together since 1983. We have lived in Sault Ste. Marie, Michigan since 1989 and have two sons, Samuel and Joshua, both graduates of the University of Michigan College of Engineering.

Words to Live By

"Today well lived, makes every yesterday a dream of happiness and every tomorrow a vision of hope." - Kalidasa, Hindu poet and playwright
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Nicholas J. Kibble, AAMS ®, CPFA ®

Personal

  • Nick lives in Sault Ste. Marie with his wife Rachel (Carruthers), whom he married in 2013, and their 5 sons: Zachary, Grayson, Wyatt, Owen, and Jack. Nick and Rachel spend much of their time engaging in their son’s school activities and sports. Individually, Nick loves to play basketball, golf, and guitar, and spending time outdoors with his family. Nick is an active participant at the Holy Name of Mary Catholic Church and sits on their Finance Council and also serves as Vice President of the JKL Bahweting School Board. Nick is also a proud member of the Sault Ste. Marie Tribe of Chippewa Indians.

Words to Live By

“There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle.” - Albert Einstein

Education & Professional

  • Accredited Asset Management Specialist (AAMS)
  • Certified Plan Fiduciary Advisor (CPFA)
  • Series 7, Series 66, State of Michigan Licensed Insurance Producer
  • BS in Mathematics – University of Michigan
  • Career experience in finance, banking, and consulting

Joel Schmidt, Office Manager

Background

Joel is a veteran of the Army having served his country honorably from 1992 to 1998. Joel has been in the financial services industry for 10+ years serving in various capacities.

Personal

Joel and his wife Tiffany have been together since 2006 and have one son, Colton. Joel has lived most of his life in Sault Ste Marie Michigan. When not in the office Joel enjoys spending time with his family, watching sports, boating, volunteering at the First Presbyterian Church and following his daily exercise routine.

Words to Live By

"Challenges are what make life interesting and overcoming them is what makes life meaningful." - Joshua J. Marine

Cindy Scott, Support Coordinator

Education

B.S. Computer Science

Background

Cindy was born in the Upper Peninsula of Michigan and has spent most of her life there with the exception of attending the University of Alaska, Anchorage where she obtained her Computer Science degree and met her husband Dave.
Cindy started her career in public accounting working as a Management Consultant for Ernst & Young CPA’s in 1987 in Alaska. After moving back to Michigan in 1989 Cindy worked in various capacities, as a Computer Programmer, System Analyst, and a Self Employed Computer Analyst.
Cindy stepped away from the work force for a number of years to focus on raising her two sons, Sam and Josh. Now that both have graduated from the University of Michigan College of Engineering, she has taken on the role of Marketing and Technology Manager at her husband’s practice at LPL Financial.

Personal

When not in the office Cindy enjoys anything to do with nature, animals and fitness; spending most of her free time hiking trails of the Upper Peninsula, doing yoga or playing with her boxer, Remi.

Words to Live By

"If you don't have your health, you don't have anything." This has been said to her many times from a very special woman in her life, her mother-in-law.

Cindy says this quote always makes her stop and think of how important health is to living a viable, happy life. She thanks her mother-in-law for her continuing efforts to exercise and eat healthily on a daily basis.

Remi, Office Mascot

Background

Remi is our laid-back, brindle-coated boxer and part-time office mascot. Since her parents are avid outdoor-people, she was welcomed into the family with much excitement as a companion on nightly walks and weekend excursions. To their dismay, she would roll over onto her back, or run and hide when the word ‘walk’ was mentioned during the first few months in her new home. She now gets her daily exercise with less reluctance, but still isn’t overly thrilled.

Education

She has not attended college but has watched her 2 older brothers come and go many times to this mysterious place. She is elated to see them, no matter how long it’s been in-between, but she is exceptionally sad when they pack up to leave. She often dreams of higher education for herself one day, but has not achieved this lofty goal as of yet. She loves to sleep, and rarely makes it into the office.

Words to Live By

I love rawhide bones but eat them too quickly, resulting in choking and gagging. Consequently, my mom and dad no longer give them to me, and I miss them terribly. So, my words of wisdom – “Slow down and chew your food!”

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