Individualized client care defines our business philosophy. Financial advising is a craft honed by experience and our financial experience, accounting and banking background make us extensively qualified to advise our clients. Dave Scott is a CERTIFIED FINANCIAL PLANNER™ professional, Nick Kibble is a Certified Plan Fiduciary Advisor and both are Investment Advisor Representatives and therefore are held to a fiduciary standard. Placing the interest of our clients first is our number one priority.
We are committed to implementing a plan that fully addresses your concerns, needs, and goals in order to help care for you and your loved ones. LPL Financials’ independent advisor platform ensures that we have no proprietary products: our focus is the customer.
David E. Scott, CFP ® and Nicholas J. Kibble, AAMS ®, CPFA ®
Our experience has taught us the importance of taking a holistic, bottom-up approach with each new client in regards to financial advising. When starting out with a new client, we first like to review a listing of assets, liabilities, and cash-flow so we can truly understand his or her current financial state. After detailed discussion, we design a plan that considers our client’s short-term and long-term goals, investment risk tolerance, estate planning needs, and risk management considerations, while applying tax-efficient strategies, tools, and techniques. LPL Financial does not provide tax advice or services. Please consult your tax advisor regarding your specific situation.