New Client Proceedings

Our experience has taught us the importance of taking a holistic, bottom-up approach with each new client in regards to financial advising. When starting out with a new client, we first like to review a listing of assets, liabilities, and cash-flow so we can truly understand his or her current financial state. After detailed discussion, we design a plan that considers our client’s short-term and long-term goals, investment risk tolerance, estate planning needs, and risk management considerations, while applying tax-efficient strategies, tools, and techniques. LPL Financial does not provide tax advice or services. Please consult your tax advisor regarding your specific situation.

Services Offered

Estate Planning

  • Financial Strategies to help reduce estate tax expenses
  • Business Succession Planning
  • Strategies for Assisted Living

College Planning

  • 529’s – College Savings
  • Coverdell
  • UGMA/UTMA
  • Educational IRA
  • Tax Strategies

Investing & Retirement Planning

  • IRA’s and Stretch IRA’s
  • 401k Rollovers
  • Mutual Funds
  • Annuities (Fixed and Variable)
  • Asset Allocation
  • Fee Based Advising
  • Managed Accounts
  • Stocks and Bonds
  • Certificate of Deposit (FDIC Insured)

Insurance

  • Life
  • Long Term Care
  • Disability
  • Key Person

Business Planning

  • 401k Plans
  • Simple IRA Plans
  • Sep IRA Plans
  • Non-Retirement Deferred Compensation Strategies
  • Single K – 401
  • Hourly Consulting Services
  • Financial Budget design and implementation assistance